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(815) 678-3672


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After the Fire

Recovering from a fire can
be a physically and mentally draining process. When fire strikes,
lives are suddenly turned around. Often, the hardest part is knowing
where to begin and who to contact.
We want to ensure you and your family
understand what you need and how you can pick up the pieces should a
fire damage or destroy your home.
The After a Fire Guide (PDF document)
provides tips and insight into ways you can rebuild and keep you and
your loved ones safe so you can leave the destruction behind.
This 16-page booklet provides
information on recovering from a fire, including what to do during the
first 24 hours, insurance considerations, valuing your property,
replacement of valuable documents, salvage hints, fire department
operations, and more.
Please
contact us if you need more assistance

Common Questions
- Why are windows broken or holes
cut in the roof?
- As a fire burns, it moves upward
then outward. Breaking the windows and/or cutting holes in the roof
(called ventilation) slows the damaging outward movement, helps
remove blinding smoke that obscures the actual fire, and enables
firefighters to fight the fire more efficiently and safely. The
result of this action is less damage to the structure in the long
run.
- Why are holes cut in walls?
- This is done so that the fire
department is absolutely sure that the fire is completely out, and
that there is no fire inside the walls or other hidden places.
- Is it possible to obtain a copy
of the fire report?
- A fire report is a public document
and is available through fire marshal's office.
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- Contact your local disaster
relief service, such as The Red Cross, if you need temporary
housing, food and medicines.
- If you are insured, contact
your insurance company for detailed instructions on protecting
the property, conducting inventory and contacting fire damage
restoration companies. If you are not insured, try contacting
private organizations for aid and assistance.
- Check with the fire department
to make sure your residence is safe to enter. Be watchful of any
structural damage caused by the fire.
- The fire department should see
that utilities are either safe to use or are disconnected before
they leave the site. DO NOT attempt to reconnect utilities
yourself.
- Conduct an inventory of damaged
property and items. Do not throw away any damaged goods until
after an inventory is made.
- Try to locate valuable
documents and records. Refer to information on contacts and the
replacement process inside this brochure.
- If you leave your home, contact
the local police department to let them know the site will be
unoccupied.
- Begin saving receipts for any
money you spend related to fire loss. The receipts may be needed
later by the insurance company and for verifying losses claimed
on income tax.
- Notify your mortgage company of
the fire.
- Check with an accountant or the
Internal Revenue Service about special benefits for people
recovering from fire loss.
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